EASY LOAN PAYMENT OPTIONS
Choose how you want to pay
Meritrust offers flexible and secure ways to make a payment on your loan
Whether you're running low on time or ready to automate your finances, we think you should have choices when it comes to how you make payments on your loan. Choose from any of the following convenient options:
Automatic Payments
Schedule automatic loan payments from your Meritrust checking or savings account through self-service online banking*, over the phone or in a branch. You may also transfer funds with a debit card or check by providing the account and routing numbers from the financial institution of your choice.
Prefer to make an electronic payment without Meritrust online banking? Click here for an additional online payment option. Fees will apply.
Pay Online
Make a one-time payment for free within the online banking services*. You may also transfer funds with a debit card or check by providing the account and routing numbers from the financial institution of your choice.
Prefer to make an electronic payment without Meritrust online banking? Click here for an additional online payment option. Fees will apply.
Pay using eDeposit
Use the Check Deposit feature* in the Meritrust Mobile app to electronically deposit a check into your Meritrust account, then make a payment toward your loan once the deposit is complete.
Pay by Check
Meritrust Credit Union
Attention: Payments
P.O. Box 2926
Wichita, KS 67201-2926
Pay at a Meritrust Branch
Visit a Meritrust branch to make a payment in-person with cash or check.
Pay at a Shared Branch Location
Access your accounts and conduct business nationwide at any of the participating credit union locations within the CO-OP Shared Branch network*, just as if you were at your local Meritrust branch.
Need a Break from payments?
Take advantage of Meritrust’s Skip-A-Pay program*. Click here to see if you qualify.
Have questions? Contact us via online chat or call 800-342-9278
* There is a $25.00 fee per loan for deferring your payments. If you are approved to defer your loan payment(s), no late fee will be levied. For loans with repayment schedules due monthly, one payment will be skipped. For bi-weekly repayment schedules, two payments will be skipped. For semi-monthly repayment schedules, two payments will be skipped. For weekly repayment schedules, four payments will be skipped. Your payment(s) will resume subsequent to the skipped payments on the next regularly scheduled payment date. Loan interest will continue to accrue and will be collected when payment(s) resume. Any loan payroll deduction received during this period will be deposited into your share account and will be available for withdrawal. Skip-a-Pay applications submitted to Meritrust in whole or in part that are illegible or incomplete may not be processed. If you have Credit Life and/or Disability, GAP Insurance or Warranties on any loan on which you are deferring any payments, your coverage may be adversely affected. To qualify you must; have made at least one payment on your loan(s), be current on your loan payments, and have a positive balance in all your Meritrust accounts, including your $5.00 minimum share balance. This offer is available on most closed-ended, consumer loans. This offer is not available on 1st Mortgages, Unsecured Lines of Credit (ULOC), Home Equity Lines of Credit (HELOC), Freedom Lines of Credit, Fixed Rate 2nd Mortgages, Commercial Loans and Credit Card Loans. Only two Skip-a-Pay are allowed per loan per calendar year. If you would like more information, a copy of this disclosure, or have questions, please contact us at: Meritrust Credit Union, PO Box 2926, Wichita, KS 67201-2926, or call 800-342-9278.
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the National Credit Union Administration, Office of Consumer Protection, 1775 Duke Street, Alexandria, VA 22314.
