Savings
Explore our savings accounts.
Designed to help you reach your savings goals.
Premium High-Yield Savings
Available only for Premium Perks Checking members, this account maximizes your savings while giving you flexible access to your funds.
- Earn 4.00% APY*
- No monthly maintenance fee
- Minimum balance: $5,000
Membership Savings
Open an account today and we’ll give you a credit union. No, really, all members are part owners!
- $5 minimum balance
- Once a member, always one!
- Monthly dividend accrual
Certificates of Deposits
Meritrust CDs are a smart and convenient way to sock away money on your terms: flexible, but safe.
- Just $500 to get started
- Easy to reinvest interest
- Plenty of maturity options
Club Accounts
Saving money for the holiday gifts or a vacation gets easier when you have a Meritrust Club Account
- Start with $10
- Deposit up to $10,000
- Dividends paid monthly
College & Careers
Your parents said you were special, and we totally agree. Here’s an account created just for you.
- $5 minimum balance
- Monthly dividends
- Hassle-free
IRAs
IRAs are a great way to protect and grow your earnings. Uncle Ira's so much more generous than Uncle Sam.
- $0 to $500 to establish
- Traditional or Roth available
- 3 to 60 month terms
Money Markets
The advantages of checking with a higher dividend rate for higher balances. Start saving today.
- Competitive rate
- Liquidity
- Instant access to funds
Youth Accounts
Every millionaire has to start somewhere. And a few future ones will begin right here! You in?
- Start with $5
- No monthly fee
- Cool perks
- Summer financial camps
*You must have an open Premium Perks Checking Account in order to be eligible to open and maintain a Premium High Yield Savings Account. APY=Annual Percentage Yield. Rate is subject to change. Rate is accurate as of January 6, 2025. $5000.00 minimum balance to open and to earn the advertised APY. Fees could reduce earnings.
