Home Equity Loan Rates

Rates Effective: November 5, 2024. These rates, programs, terms and conditions are subject to change without notice. Meritrust Credit Union membership required.

Home Equity Loan Rates

Product Term Payment APR as low as
1st Position 60 months $1,279.42 6.75%
84 months $988.99 7.25%
120 months $780.07 7.75%
180 months $630.59 8.25%
2nd Position 60 months $1,286.77 6.99%
84 months $996.67 7.49%
120 months $788.29 7.99%
180 months $639.70 8.49%
Primeline HELOC*     Prime Rate

Disclaimer: The information provided is for informational purposes only (and subject to change at any time) for an owner-occupied single-family residence with a loan amount of $65,000 and up to 80% of the total home loan to value (LTV). The assumed credit score is 660 or above. Estimated monthly payments shown include principal and interest payment only. If an escrow account is required or requested, the actual monthly payment will be higher and will include amounts for real estate taxes and homeowner's insurance premiums. All final loan terms, including interest rate, will depend upon specific characteristics of the loan and the credit history through the time of closing.

*The APR is variable and is based on The Wall Street Journal Prime Rate adjustments. The advertised APR is based on a maximum total home LTV of 60%. Additional APRs may be available at higher LTVs.