Personal Checking
Discover checking accounts that give you more.
More benefits. More perks. More savings.
Choose the checking account that's right for you. Explore the different features of each account below:
Premium Perks Checking
Our Premium Perks Checking account comes with a variety of Meritrust+ benefits, digital banking features, Early Payday, Round Up and dividends that are only available with this account.
Perks Checking
The Perks Checking account is our elevated checking account that comes with Meritrust+ benefits, digital banking features, Early Payday and Round Up.
Standard Checking
Our Standard Checking account covers your most basic checking needs and gives you access to digital banking features.
Click Below to See a Side-By-Side Comparison of Our Checking Accounts
Comparison Chart
PICK THE ACCOUNT THAT'S RIGHT FOR YOU.
Premium Perks Checking
Perks Checking
Standard Checking
1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3 Billshark, identity and credit monitoring require additional activation for monitoring to begin.
Maintain a $2,500 minimum balance, and we'll waive the $10 monthly fee.
Only $7 per month.
Only $3 per month, free with eStatement.
Round Up
Saving money has never been easier. Round Up takes spare change from your purchases and adds it directly to your savings account.
Dividends
Our Premium Perks Checking account holders earn dividends on their entire balance of $2,500 or more.
Explore the Benefits of Meritrust+
ID Theft Aid
A host of identity protection products designed to keep you safe.
Cell Phone Protection
Phone broken or stolen? You're covered with repair or replacement.
Roadside Assistance
Available 24/7 and free to use, covers up to $80 in covered service charges.
BaZing Savings
Shop local, save local. Discover discounts and national retailer deals.
Health Savings
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Billshark
Bill negotiation and subscription canceling service.
Explore Our Debit Card Designs
Sports
Kansas
Aviation
Misc
Meritrust cannot guarantee if or when ACH transactions can be credited to your account early. Our ability to credit your account depends on when your payer sends information to us and on certain information transmitted in the ACH electronic file.
