Business Deposit Rates
Rates Effective: November 7th, 2024. These rates are subject to change without notice.
Business Savings Rates |
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|---|---|---|---|---|---|
| Business Membership Savings | |||||
| Tier | Dividend Rate | APY* | Minimum Opening Balance | Minimum balance to avoid fee | Balance to earn dividends |
| $0-$499.99 | 0.03% | 0.03% | $5.00 | $0 | $100 |
| $500+ | 0.05% | 0.05% | $5.00 | $0 | $100 |
| Corporate Money Market | |||||
| Tier | Dividend Rate | APY* | Minimum Opening Balance | Minimum balance to avoid fee | Balance to earn dividends |
| $0-$49,999.99 | 2.23% | 2.25% | $0 | $2,000 | $0 |
| $50K-$99,999.99 | 2.72% | 2.75% | $0 | $2,000 | $0 |
| $100K-$249,999.99 | 2.96% | 3.00% | $0 | $2,000 | $0 |
| $250K-$999,999.99 | 3.20% | 3.25% | $0 | $2,000 | $0 |
| $1MM-$4,999,999.99 | 3.45% | 3.50% | $0 | $2,000 | $0 |
| $5MM+ | 4.51% | 4.60% | $0 | $2,000 | $0 |
| Business Money Market | |||||
| Tier | Dividend Rate | APY* | Minimum Opening Balance | Minimum balance to avoid fee | Balance to earn dividends |
| $0-$2,000 | 1.98% | 2.00% | $0 | $2,000 | $0 |
| $2,000.01-$49,999.99 | 1.00% | 2.00%-1.04% | $0 | $2,000 | $0 |
| $50,000-$99,999.99 | 1.50% | 1.04%-1.28% | $0 | $2,000 | $0 |
| $100,000-$249,999.99 | 2.25% | 1.28%-1.87% | $0 | $2,000 | $0 |
| $250,000+ | 3.00% | 1.87%-2.75% | $0 | $2,000 | $0 |
|
Blended rate |
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| Non-Profit Money Market | |||||
| Tier | Dividend Rate | APY* | Minimum Opening Balance | Minimum balance to avoid fee | Balance to earn dividends |
| $0.00-$9,999.99 | 0.00% | 0.00% | $10,000 | $0 | $10,000 |
| $10,000.00-$49,999.99 | 4.17% | 4.25% | $10,000 | $0 | $10,000 |
| $50,000.00-$249,999.99 | 4.17% | 4.25% | $10,000 | $0 | $10,000 |
| $250,000.00-$999,999.99 | 4.17% | 4.25% | $10,000 | $0 | $10,000 |
| $1,000,000.00 and higher | 4.17% | 4.25% | $10,000 | $0 | $10,000 |
CHECKING ACCOUNT RATES |
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| BusinessPro Elite Checking | |||||
| Tier | APY* | Minimum Opening Balance | Min. avg. daily bal. to avoid fee | Monthly service charge | Monthly activity |
| $0-$999.99 | 0% ** | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $1,000-$9,999.99 | 0.25% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $10,000-$24,999.99 | 0.35% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $25,000-$99,999.99 | 0.50% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $100,000+ | 0.75% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
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**Minimum balance of $1000 required to obtain the dividends disclosed above. |
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| BusinessPro Lite Checking | |||||
| Tier | APY* | Minimum Opening Balance | Min. avg. daily bal. to avoid fee | Monthly service charge | Monthly activity |
| $0 | 0.50% | $100 | $2,500 | $10, waived when you maintain a $2,500 minimum average daily balance or reduced by $0.50 each time you use your business debit card, up to $10. | First 100 items included; $0.25 per item in excess of 100 per month. |
| Small Business Checking | |||||
| Tier | APY* | Minimum Opening Balance | Minimum balance to avoid fee | Monthly service charge | Monthly activity |
| $0 | None | $0 | $0 | $0 | First 50 items included; $0.25 per item in excess of 50 per month. |
| Analysis Select Checking | |||||
| Tier | APY* | Minimum Opening Balance | Minimum balance to avoid fee | Monthly service charge | Monthly activity |
| $0 | None | $100 | $0 | $12 | Combined volume of credits and debits: $0.25 each. |
| Insurance Agent Checking | |||||
| Tier | APY* | Minimum Opening Balance | Minimum balance to avoid fee | Monthly service charge | Monthly activity |
| $0 | None | $0 | $0 | $10 | No monthly activity charge. |
| Community Plus Checking | |||||
| Tier | APY* | Minimum Opening Balance | Minimum balance to avoid fee | Monthly service charge | Monthly activity |
| $0 | 0.25% | $100 | $0 | None | First 50 items included; $0.25 per item in excess of 50 per month. |
Business Certificate of Deposit Rates |
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|---|---|---|---|---|---|---|---|
| Business CDs | |||||||
| Term | Dividend Rate | APY* | Minimum Opening Balance | Minimum balance to avoid fee | Balance to earn dividends | Dividend Compounded & Credited | Dividend Period |
| 3 Months | 0.40% | 0.40% | $500 | N/A | $500 | Monthly | Monthly |
| 6 Months | 0.50% | 0.50% | $500 | N/A | $500 | Monthly | Monthly |
| 1 Year | 4.41% | 4.50% | $500 | N/A | $500 | Monthly | Monthly |
| 18 Months | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 2 Years | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 3 Years | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 5 Years | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
*APY=Annual Percentage Yield. Rates are effective as of November 7th, 2024. Fees could reduce earnings. Subject to approval. Federally insured by NCUA. Early withdrawal penalties may apply. Rates are subject to change.
